So, you’ve made the decision to move to Arkansas.
Whether you’re relocating from another state or across the country, the process can feel overwhelming. One of the most common questions people ask is:
“What do I need to know before moving to Arkansas?”
This guide breaks down the most important things to consider so you don’t miss anything during your Arkansas relocation.
If we haven’t met yet, my name is Anthony Mosley, and I’m a real estate broker in Northwest Arkansas, helping individuals and families decide whether Arkansas—and specifically Northwest Arkansas—is the right place to call home.
1. Clarify Your Reason for Moving to Arkansas
Most people relocating to Arkansas fall into one of these categories:
- Lower cost of living
- Lifestyle upgrade
- Retirement-friendly living
- Lower taxes
- Slower pace of life
Understanding why you’re moving helps determine where you should live and what type of home fits your lifestyle.
Ask yourself:
- What lifestyle am I leaving behind?
- What lifestyle do I want in Arkansas?
Many people choose to rent for 6–12 months after moving to Arkansas so they can learn the area before buying.
2. Decide Where to Live in Arkansas
Arkansas offers a wide range of lifestyles depending on the region.
Northwest Arkansas
(Bentonville, Rogers, Bella Vista, Fayetteville)
- Ozark Mountains
- Mountain biking, lakes, trails
- Strong job market
- Top-rated schools and healthcare
- Highest cost of living in Arkansas
Central Arkansas
(Little Rock, Conway, Bryant)
- Urban conveniences
- Major hospitals and healthcare systems
Hot Springs, Arkansas
- Lakes and resort-style living
- Retirement-friendly communities
Northeast Arkansas
(Jonesboro)
- Manufacturing and medical hub
River Valley / Fort Smith
- More affordable housing
- Slower pace of life
Tip: Northwest Arkansas is the most expensive area in the state, followed by Central Arkansas.
3. Take a Home Shopping Trip (Not a Buying Trip)
When relocating to Arkansas, many people start with a home shopping trip:
- View neighborhoods
- Understand price points
- See what your budget buys
A home buying trip is when you’re ready to make an offer. Shopping first helps you make a confident decision later.
4. Understand Arkansas Housing & HOAs
Things that surprise many newcomers:
- Most homes in Arkansas do not have basements
- Slab-on-grade foundations are common
- Storm shelters may be in garages or basements
HOA Fees in Arkansas
HOA fees are often $400–$800 per year, not per month.
They typically cover:
- Neighborhood maintenance
- Common areas
- Amenities like pools or pavilions
5. Choose the Right Arkansas Real Estate Agent
Arkansas real estate agents are licensed statewide, but most specialize in specific regions.
If you’re relocating to Northwest Arkansas, working with an agent who understands:
- Relocation timelines
- Local school districts
- Flood zones
- Cost of living differences
can make the transition much smoother.
6. How Will You Buy Your Home in Arkansas?
Before house hunting, determine how you’ll purchase:
- Cash
- Mortgage financing
- Retirement income
- 1031 exchange
- HELOC or bridge loan
Having pre-approval or proof of funds upfront is essential when moving to Arkansas.
7. Plan Your Exploratory Trip to Arkansas
If possible, visit Arkansas during the season you’re most concerned about.
Arkansas experiences all four seasons:
- Mild winters (9–10 inches of snow annually in Northwest Arkansas)
- Warm summers without extreme desert heat
Use this trip to evaluate:
- Healthcare access
- School districts
- Daily life outside the home
8. Arkansas Taxes, Insurance & Cost of Living
Important things to know when relocating to Arkansas:
- Graduated state income tax
- Social Security income is not taxed
- Generally lower property taxes
- Tornado and hail insurance are more common than fire or earthquake coverage
Always consult a CPA to compare your current tax burden with Arkansas taxes.
9. How Your Lifestyle May Change in Arkansas
Moving to Arkansas may mean:
- Trading skiing for mountain biking
- Lake life instead of mountain resorts
- Hiking, paddling, and outdoor recreation
High-speed internet is widely available, even in rural Arkansas.
10. Plan the Move: Financially & Logistically
Things to plan early:
- Movers vs DIY
- Downsizing
- Storage
- Aligning moving dates with closing
Poor timing can result in hotel stays or storage costs.
11. Build Your Arkansas Relocation Team
Even months in advance, begin assembling:
- Real estate agent
- Lender or banker
- Insurance agent
- Contractors and movers
- Healthcare providers
12. Create a First 30 Days in Arkansas Checklist
Once you arrive:
- Transfer driver’s license and vehicle registration
- Establish healthcare providers
- Find local services (barber, dentist, etc.)
- Establish Arkansas residency
Thinking About Moving to Northwest Arkansas?
If you’re considering moving to Northwest Arkansas, request your relocation guide here. It’s a great first step toward understanding the area and planning a smooth move.
Final Thoughts on Relocating to Arkansas
Moving to Arkansas can be a life-changing decision—in a good way. With the right planning, knowledge, and local guidance, your relocation can be smooth, strategic, and stress-free.
If Arkansas is on your shortlist, you’re already asking the right questions.
Thinking About Moving to Northwest Arkansas?
If you’re considering a move to Arkansas—especially Northwest Arkansas—I’ve created a free Relocation Guide just for you.
You’ll find the link in the comments of the video or can reach out to me directly.
📞 Let’s Connect
Let’s talk about your goals, budget, and timeline so we can make your move a smooth and successful one. Whether you’re headed to Bentonville, Rogers, Springdale, or anywhere in Northwest Arkansas, I’m here to help.
Have questions or thinking about making a move to Bentonville or Northwest Arkansas?
Reach out anytime—or watch the full video on my YouTube Channel.
— Anthony Mosley, Real Estate Broker, Bentonville, Arkansas